OUR SERVICES
WHAT WE OFFER
At Baseline Financial, we provide expert mortgage broking and strategic lending solutions tailored to your needs. While we specialise in helping investment clients build and scale their property portfolio, we also guide first home buyers, upgraders, and those refinancing their loans.
From start to finish, we make complex decisions simple, giving you clarity, control, and the best possible outcomes.
HOME AND INVESTMENT LENDING
Expert guidance on home loans for every stage of property ownership
Whether you’re buying your first home, upgrading, or investing, we help you secure the loan that best suits your needs, goals, and budget.
KEY BENEFITS
✓ Maximise borrowing capacity by strategically choosing lenders suited to your financial fingerprint
✓ Unlock competitive rates and features that fit your goals
✓ Build a loan structure that supports future property growth
COMMERCIAL PROPERTY FINANCE
Financing for commercial property investment or owner-occupier purposes
We provide guidance on commercial loans for both investment and owner-occupied properties. By leveraging our expertise in property valuations, feasibility and lending, we ensure your application is strategically positioned for approval and optimal borrowing.
KEY BENEFITS
✓ Access to specialised commercial lenders
✓ Flexible loan structures tailored to your property and strategy
✓ Informed understanding of valuations, feasibility, leasing, tenant profiles, and lending
DEVELOPMENT AND CONSTRUCTION FUNDING
Loan strategies to grow your development projects and property portfolio
Whether you’re planning your first development, redeveloping an existing property, or expanding your portfolio, we help structure loans that align with your project goals and cash flow needs.
KEY BENEFITS
✓ Strategic loan structuring for development projects
✓ Insight into borrowing capacity and funding options
✓ Understanding feasibility and leveraging real development experience
SMSF LOANS
Loans for self-managed super fund property purchases
We guide clients through SMSF residential and commercial property lending. Whether you’re purchasing a residential investment property or a commercial property within your SMSF, we help structure the loan to maximise borrowing
KEY BENEFITS
✓ Expert SMSF residential and commercial lending advice
✓ Access to lenders experienced in SMSF loans
✓ Tailored loan structures for SMSF property investment
BUSINESS AND CASH FLOW LOANS
Smarter financing for buying a business, refinancing, or buying out partners
We help clients secure finance for purchasing a business, refinancing existing loans, or buying out business partners. Using our expertise as chartered accountants, we work closely with your accountant to understand business valuations and cash flow, ensuring lending structures align with your goals and maximise borrowing options.
KEY BENEFITS
✓ Finance solutions for business purchases or partner buyouts
✓ Maximise borrowing capacity
✓ Flexible loan features and equity access
ASSET FINANCE
Finance solutions for vehicles, machinery, and other assets
Whether you’re buying a ute, truck, machinery, equipment, or other assets, we help you secure finance that suits your needs. We work with lenders to provide flexible solutions with competitive rates and repayment options.
KEY BENEFITS
✓ Access to specialised asset finance lenders
✓ Flexible loan structures tailored to the asset
✓ Guidance on interest rates, repayments, and financing options
WHY CHOOSE BASELINE FINANCIAL?
At Baseline Financial, we believe strong financial outcomes start with the right foundation. Our approach is all about careful planning and strategy – providing you with the right guidance and education so you can make informed decisions about your mortgage and lending options. We’re committed to clarity, personalised service, and helping you build a strong financial baseline for the future.